Internet Banking Management System in Java

Diverse online-bank systems and U shields lead certain cost and risks to users. People's Bank of China designed the products of Super-Internet-Bank and tried to integrate the diverse online banking systems with unified standards among different banks. Based on Technology Acceptance Model and Theory of Diffusion, the Super-Internet-Bank Acceptance Model was set up. The empirical method was applied in the research. From the results, it was found that perceived usefulness, perceived ease of use and users' innovativeness have significant positive influence to individual use of Super-Internet-Bank, while perceived risk does not have significant negative influence to Super-Internet-Bank.